Welcome to
Charlie Sanchez Insurance Agency
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Charlie Sanchez
Insurance Agency
Protecting Your Texas Life & Livelihood
Since 2005
From your first home to your business legacy, we make insurance personal. We handle the hard-to-place risks others turn away.
Let's Chat About Your CoverageThe Strength of Farmers. The Heart of a Neighbor.
Finding the right protection shouldn't feel like a compromise. At Charlie Sanchez Insurance, we believe you deserve both the stability of a national leader and the personal care of a local advocate.
Whether you need to protect your family's home or insure a high-risk business venture, we don't just sell policies—we build relationships.
Farmers Excellence
Enjoy the peace of mind that comes with a Fortune 500 company. We provide award-winning claims service and bundling discounts for your Home, Auto, and Life, ensuring your family is safe and sound.
Independent Access
When "standard" coverage isn't enough, we step up. We access the Texas Surplus Lines market to find solutions for high-risk businesses, coastal properties, and unique needs that others turn away.
How We Can Help You
Commercial & Business
Building a business is hard; protecting it shouldn't be. Whether you are a new venture or high-risk construction, we find a way to say "yes."
Home & Auto
We do the shopping so you don't have to. We compare multiple top-rated carriers (including Farmers) to find the best rate for your family.
Medicare Guidance
Medicare is confusing; let us simplify it. We offer unbiased advice on Medigap Plans G, N, and F so you never overpay for your health.
Life & Toys
Protecting your future with Term & Whole Life, plus coverage for the fun stuff: Boats, RVs, and Motorcycles.
Award-Winning Service
Recognized Excellence in Round Rock Insurance
Best Insurance Agent
Community Favorite
Consistently voted one of the top agents by the Round Rock community.
Best Insurance Firm
Award Recipient
Recognized for outstanding customer service and comprehensive coverage.
Local Expertise
20+ Years of Service
Your trusted neighbor for Farmers Insurance & Independent Market Access.
Meet the Family Behind the Agency
Your neighbors in Round Rock, serving all of Texas.
Charlie Sanchez
Founder & Principal AgentAlong with finding solutions for your Home, Auto and Life Insurance needs, Charlie loves finding a "yes" where others say "no." With 20+ years of experience, he leverages the Texas Surplus Lines market to find coverage for unique, hard-to-place business risks.
Rosy Garza
Agent Since 2006For nearly two decades, Rosy has been the friendly voice guiding families through their insurance needs. She is dedicated to finding the perfect fit for your home, auto, and business.
Adrian DeLaCruz
Agent Since 2010Adrian takes a comprehensive approach to protection. Whether it's your first car or your company's liability, he ensures your whole world is secure, not just parts of it.
Kelly Sanchez
Medicare AdvocateKelly is a trusted guide for our seniors. She cuts through the confusion of Medicare to help you find the most affordable, effective health coverage available.
Email Kelly DirectlyServing Round Rock & Central Texas
Proudly offering Farmers Insurance & Surplus Lines to our neighbors in:
Real Stories from Your Neighbors
★★★★★
"Professional, Bilingual, and they always treat me like family!"
Read Our Reviews on Google
Launching a Business in Texas?
Most insurance carriers say "No" to new ventures with zero history.
At Charlie Sanchez Insurance, we find a way to say "Yes."
The "New Venture" Insurance Trap
You have the capital, the business plan, and the drive. But when you apply for General Liability or Commercial Auto, you hit a wall. Standard carriers often reject businesses that have been operating for less than 3 years because you have "no loss runs" (history).
It feels unfair, and it can stop your business before it even starts. You need a Certificate of Insurance (COI) to sign your lease or get on the job site, but nobody will write the policy.
We Are the "Problem Solvers"
Charlie Sanchez, Founder & Principal Agent, specializes in the risks that standard algorithms reject. By leveraging the Texas Surplus Lines Market and our independent broker status, we bypass the standard restrictions.
Who We Insure
We provide coverage for new ventures in high-demand Texas industries:
- ✓ Artisan Contractors (Roofers, Plumbers, HVAC)
- ✓ Trucking & Transportation (New Authority)
- ✓ Restaurants & Bars (Liquor Liability)
- ✓ IT Consultants & Professional Services
- ✓ Landscaping & Tree Trimming
"Charlie loves finding a 'yes' where others say 'no.' With 20+ years of experience, he leverages the market to find coverage for unique, hard-to-place business risks."
Get Your COI Today. Start Working Tomorrow.
Don't let a "No" from another agent slow you down.
Call for a Quote: (512) 251-7800
Serving New Ventures in Round Rock, Austin, and across Texas.
Hablamos Español.
More Than Just Insurance--
We Are Your Neighbors.
From the heart of Williamson County to the growing streets throughout our Great State of Texas, we understand that every policy represents a person, a family, or a business dream.
Whether you are a business owner needing specialized Commercial General Liability to protect your hard work, or a family looking for the best rates on Home and Auto coverage, we are here to help.
Our bilingual (English/Spanish) team knows the Texas market inside and out—from leveraging Surplus Lines for unique commercial risks to protecting your Hill Country sanctuary.
Hablamos Español.Serving Round Rock & Central Texas
We are proud to offer Farmers Insurance products and specialized Commercial/Surplus Lines to our neighbors across the region. Stop by our office on Rawhide Drive or contact us for a virtual consultation.
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