Insurance Application Forms
Meet Our Licensed Texas Insurance Experts
As a dedicated Insurance Agency with access to multiple top carriers in Round Rock, TX, our agency is built on integrity, deep market knowledge, and local service. Meet the licensed agents who provide our specialized E-E-A-T.
Charlie Sanchez, CIC, Founder
Commercial, Surplus Lines & Risk ManagementCharlie founded the agency in 2005, establishing a reputation as the premier Texas Surplus Lines Expert. His deep experience ensures Texas entrepreneurs get the high-limit, non-admitted coverage they need.
Rosy Garza, Licensed Agent
Commercial, Business, Home & AutoRosy brings nearly two decades of expertise (since 2006) in Commercial, Business, Home, Auto, and Specialty Insurance. She is dedicated to finding the perfect fit for your unique needs.
Adrian DeLaCruz, Licensed Agent
Commercial, Life & Specialty InsuranceAdrian has been a licensed agent since 2010. Specializing in Commercial, Home, Auto, Life, and Specialty Insurance, his comprehensive approach ensures your business and family are fully protected.
Kelly Sanchez, Licensed Agent
Medicare Supplement & Health SpecialistKelly is our dedicated Licensed Medicare Supplement Specialist. She provides unbiased, independent advice for seniors turning 65, ensuring strict compliance and clarity.
Local Expertise. Independent Solutions.
We are proud to be your Insurance Agency with access to multiple top carriers located at 1970 Rawhide Drive, Suite 210 in Round Rock, TX.
□️ Texas Medicare Supplement (Medigap) Plans - Independent Advice
Are you turning 65 or looking for better coverage in the Round Rock, TX area? Finding the right Medicare Supplement (Medigap) plan can be complex, but it doesn't have to be. As an independent agency, we help you navigate the options and choose a plan that works best for your health and budget.
Medicare Supplement plans are designed to work seamlessly with your Original Medicare (Part A and Part B) coverage, filling in the gaps where you would normally be responsible for deductibles, copayments, and coinsurance.
Why Choose a Medigap Plan in Texas?
In Texas, Medigap policies offer standardized coverage, meaning a Plan G offered by one carrier provides the exact same core benefits as a Plan G from another carrier. This makes price and service the two most important factors—and that's where working with an independent broker truly benefits you.
Key Benefits of Medicare Supplement Plans:
- Predictable Costs: Medigap plans significantly reduce your out-of-pocket expenses for services covered by Original Medicare.
- Flexibility: You can see any doctor or specialist nationwide who accepts Medicare, without needing referrals.
- No Network Limits: Medigap plans have no restricted provider networks, unlike some other Medicare options.
- Portability: Your plan works wherever you travel within the U.S.
Common Questions About Texas Medigap Plans
A: The most popular plans for those new to Medicare are generally Plan G and Plan N. Plan G provides the most comprehensive coverage, paying for nearly all out-of-pocket costs except the small annual Part B deductible. Plan N offers lower premiums in exchange for small copays on some services.
A: No, Medicare Supplement (Medigap) is different from Medicare Advantage (Part C). Medigap works alongside Original Medicare, while Medicare Advantage replaces it. Medigap plans often have higher monthly premiums but provide more stability and flexibility, with far fewer out-of-pocket costs.
A: The best time is during your Initial Enrollment Period (IEP), which starts the month you turn 65 and enroll in Part B. During this six-month period, you have a guaranteed right to buy any Medigap policy offered in Texas, regardless of your health status. If you wait, you may have to undergo medical underwriting.
Dedicated Agent Contact: Kelly Sanchez, Licensed Agent
We believe in providing personalized, unbiased advice. Your Medicare Supplement questions will be handled by our licensed specialist, Kelly Sanchez, who can compare rates and policies from multiple top-rated carriers available in Texas.
Contact Kelly Sanchez Today for a Free Medigap Review
Licensed Agent: Kelly Sanchez
Call or Text for a Confidential Consultation:
Call or Text (512) 251-7800Or Email Kelly Directly:
This is a solicitation of insurance. Charlie Sanchez Insurance Agency and its agents are not connected with the Federal Medicare program. We are an independent insurance agency licensed to sell Medicare Supplement (Medigap) insurance in Texas. Enrollment in a plan may be limited to specific times of the year. Kelly Sanchez is a licensed agent who can answer your questions and provide plan information at your request.
Complete our Online Applications
Call or Text us at 512-251-7800
or email us Insurance@CharlieSanchez.com
Charlie Sanchez Insurance Agency
Your Premier Commercial & Business Insurance Partner for All of Texas
Established in 2005, Charlie Sanchez Insurance Agency is a trusted local insurance provider based in Round Rock, Texas. We specialize in comprehensive insurance solutions for businesses of all sizes throughout the entire Lone Star State. As your dedicated experts in Commercial Insurance, Surplus Lines, and hard-to-place business insurance, we also offer a full suite of policies for Home, Auto, and Life.
We combine highly personalized service with deep industry knowledge to help you find the best business insurance plans. Protect your investment and your future with confidence. Get a free, no-obligation insurance quote from our team today!
Specialized Commercial & Business Insurance Solutions for Texas
Commercial & Business Insurance
As your trusted commercial insurance agency in Texas, we provide bespoke solutions for businesses of all sizes. Our expertise includes essential coverage like Commercial General Liability, Excess Liability, Umbrella Insurance, and Bonds. We also excel in finding coverage for hard-to-place commercial insurance risks. Protect your enterprise, assets, and uninterrupted operations with a policy tailored to your needs.
Homeowners Insurance in Texas
Secure your most valuable asset with our affordable Homeowners Insurance options. We protect your home and possessions from unforeseen events such as fire, theft, and natural disasters. We'll help you find the ideal home insurance policy to give you peace of mind and are known as a top-rated home insurance provider in Texas.
Texas Auto & Car Insurance
Drive confidently across Texas with the right Auto Insurance coverage. From state minimum liability to comprehensive full coverage, we secure the best rates and options for your driving needs. Obtain an instant car insurance quote today from a leading Texas auto insurance agency.
Life Insurance for Texas Families
Ensure your family's financial future with our reliable Life Insurance policies. Provide essential security for your loved ones in the event of your passing. We offer diverse life insurance options, including term life and whole life, designed to align with your budget and long-term goals. Talk to a Texas life insurance expert today.
Specialty & Surplus Lines Insurance
Beyond standard policies, we offer a range of specialty insurance products and expertise in Surplus Lines Insurance to cover unique assets and specific requirements. This includes motorcycle insurance, boat insurance, RV insurance, and renters insurance. Contact us for tailored solutions from a versatile Texas insurance provider.
Your Trusted Round Rock & Statewide Insurance Experts
At Charlie Sanchez Insurance Agency, our unwavering commitment is to deliver exceptional customer service across the entire Lone Star State. We have been your dedicated Round Rock insurance experts since 2005. We recognize that selecting the optimal insurance can be complex, and our highly experienced team will expertly guide you through every step. We proudly extend our services statewide, helping you choose the perfect products to fit your family's or business's needs and budget.
Whether you reside in Austin, Houston, Dallas, San Antonio, or any other vibrant community in Texas, we are here to help you discover the best Texas insurance solutions available. Choose us as your trusted Texas insurance agency.
Contact Charlie Sanchez Insurance for a Free Quote!
Ready to secure comprehensive coverage? Contact us today for a free, no-obligation consultation on all your Texas insurance needs.
Phone: Call or Text (512) 251-7800
Email: Insurance@CharlieSanchez.com
1970 Rawhide Drive, Suite 210
Round Rock, TX 78681
Award-Winning Service
Recognized Excellence in Round Rock Insurance
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